Individual / Family Health & Dental Plans.

We are fortunate to have universal healthcare in Canada to cover medical essentials like doctors’ visits, surgery and emergency medical treatment. However, there are still many services that are only partially covered and others that are not covered at all under the government plans. The rules vary from province to province. This can leave you with costly bills to cover various health-care costs.

For example, the public health system does not cover prescriptions, dental care and vision care. It also does not cover ambulance fees, long-term care, emergency medical while you are out of the country, psychological counselling/therapy and services provided by registered specialists such as massage therapy, physiotherapy, chiropractic, and naturopathic.

A supplemental insurance plan is often required to fill in the gaps.

With personal health insurance, you’ll get reimbursed for eligible health expenses which can include medical, dental, vision and other health-care expenses that aren’t fully covered (or not covered at all) by your provincial or territorial healthcare plan.

At Highpoint, we can help coordinate Individual health and dental insurance that is cost-effective. This is a great option for contractors as well as individuals who have recently lost coverage due to a job change.

Personal health and dental insurance helps cover the cost of preventive care or medical bills due to an illness. It can help pay for several health-related expenses, including:

  • prescription drugs
  • dental treatments
  • vision-care needs
  • emergency travel medical services
  • physiotherapy
  • medical equipment